and The Bancorp Bank, for up to $250,000.Ĭhime has a checking and high-yield savings account. However, your accounts are FDIC-insured through Chime's partner banks, Stride Bank, N.A. About ChimeĬhime is a banking platform, not a bank. You must have a Chime® Checking Account before opening a Chime Savings Account, because the two often work in tandem. Second, you can set up a percentage of your paycheck to immediately go into your savings account. First, it will round any debit card purchase up to the nearest dollar and put the spare change into your savings account. The Chime Savings Account makes it easy to automatically save through two automatic savings options. Show Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down. It indicates a confirmation of your intended interaction. Request checks be sent to recipients online No overdraft fees for overdrafts up to $200 with SpotMe®, if you qualify

Rounds debit card purchases up to the nearest dollar and puts spare change in your Chime Savings Account